Privacy Policy

Last updated: June 2026

Life Insurance Calculator (lifeinsurance.moneymathkit.com) is a free tool. This policy explains what data it collects and how it is used.

What we collect directly

The calculator runs entirely in your browser. All inputs — income, debts, coverage amounts, savings — are processed locally and are never sent to or stored on our servers. No account is required, no email is collected, and no personal information is retained.

Anonymous usage analytics

The web version uses Cloudflare Web Analytics and Vercel Web Analytics to measure aggregate, anonymous usage — page views, referring sites, country-level location, and browser type. These tools are privacy-friendly and do not use cookies that identify you personally.

Advertising

Life Insurance Calculator does not currently display advertising. If ads are introduced in the future, they will be served by Google AdSense or a similar network, whose partners may set their own identifiers to serve relevant ads. This policy will be updated before any ads appear; you will be able to opt out of personalized advertising via Google Ads Settings (google.com/settings/ads).

Cookies

The web version's analytics are cookieless and set no tracking cookies today. If advertising is introduced, ad-network cookies will be described here before they are used.

Children

Life Insurance Calculator is a general-audience tool, not directed at children under 13, and we do not knowingly collect personal information from children.

Changes

If we materially change how data is handled, the "Last updated" date above will be revised.

Contact

Questions? Email diego@mindgap.tech.